CTC to in-hand salary calculator

Leave out one-time pay, such as a joining bonus.

Your salary breakdown

In hand per month

Updates as you type

₹92,494

₹11,09,934 a year, from a ₹12 L CTC under the new regime.

One note about these numbers

Where your ₹12 L CTC goes

  • Take-home ₹11,09,934
  • PF, gratuity, other ₹90,066

Both tax regimes

Lower tax

New regime

₹92,494

in hand a month

₹0 tax a year

Old regime

₹81,186

in hand a month

₹1,35,699 tax a year

The new regime saves you ₹1,35,699 a year.